If you are engaging in retail sales, you need some way to collect money from your customers. Most online
merchants prefer to accept payments by credit and debit cards. In order to do so, you will need a merchant
account, which will handle the processing of those payments. A merchant account takes the money from the
customer, deducts processing fees and transfers the balance into your account.
This video explains the process. There are many merchant account companies. This video is made by
only one of those.
Disclaimer: U.S. Law requires me to tell you what you already
know--if you buy something via this site, I will receive a small commission that does not impact your
cost.